1.1. Legal Agreement. These Terms constitute a legally binding contract governing the relationship between the User and the Company. Use of the Service signifies your full and unconditional agreement to these Terms.

1.2. Eligibility. By using the Service, you represent and warrant that: (a) you are at least 18 years old; (b) you have the full legal capacity and authority to enter into a legally binding contract; and (c) all information you provide in the course of using the Service is accurate, current, and complete.

2.1. THE SERVICE IS PROVIDED FOR INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY. Any information, recommendations, suggestions, or other materials provided by the Service are for general informational purposes only. They are not, and should not be considered, professional advice of any kind.

2.2. NO TAX ADVICE. The Company is not a tax, legal, or accounting firm. The Service does not provide tax advice. Any information generated or provided by the Service is not, and should not be construed as, tax advice. You acknowledge and agree that you are not relying on the Company or the Service for tax assessment purposes. You are solely responsible for all of your tax obligations and decisions. We strongly recommend that you consult with a qualified tax advisor, lawyer, or accountant regarding your specific situation. No information obtained through the Service may be used for the purpose of avoiding tax penalties under applicable law.

2.3. USE OF ARTIFICIAL INTELLIGENCE (AI). You acknowledge and agree that the Service uses artificial intelligence (AI) technologies to provide recommendations and assist in completing forms. AI is a developing tool and may make mistakes, generate inaccurate, incomplete, biased, or outdated information. The Company makes no guarantees as to the accuracy, reliability, or suitability of any content generated by AI. You are solely responsible for reviewing, editing, and confirming all information generated by AI before use. The Company expressly disclaims any liability for any errors, omissions, or damages arising from your use of or reliance on AI-generated content.

3.1. Description of Services. The Service provides Users with a step-by-step wizard tool for entering data and selecting options to automatically complete a form. The result of the Service is a generated PDF file (the “Final Document”).

3.2. Payment. Access to download the Final Document is granted only after full payment of the service fee indicated on the Site. Prices for our services are subject to change without notice. We reserve the right to refuse service to anyone for any reason at any time.

3.3. Refunds. All payments are final and non-refundable. By making a payment, you acknowledge and agree that you are not entitled to a refund, regardless of whether you have used the downloaded Final Document.

3.4. Accuracy of Information. You agree to provide accurate, current, and complete information required to complete the form. You are solely responsible for the accuracy of the data provided.

4.1. Acceptable Use Policy. You agree not to use the Service for any unlawful or prohibited purpose. Specifically, you agree not to: a) Violate any applicable local, state, national, or international law or regulation. b) Infringe upon the intellectual property rights of the Company or third parties. c) Upload or distribute any viruses, malware, or any other code designed to damage or alter a computer system or data. d) Attempt to gain unauthorized access to the Service, other accounts, computer systems, or networks connected to the Service. e) Reverse engineer, decompile, disassemble, or otherwise attempt to derive the source code of the Service or any part thereof. f) Use the Service to create a competing product or service.

4.2. Termination of Use. We reserve the right, in our sole discretion, to refuse service or terminate your access to the Service at any time, for any reason or no reason, without prior notice and without any liability to you. Reasons for termination may include, but are not limited to, a breach of these Terms.

5.1. Ownership. You acknowledge that the Service, the Site, and all content, features, and functionality (including, but not limited to, all text, graphics, logos, icons, images, audio and video clips, software, algorithms, and AI models) are the exclusive property of the Company, its licensors, or other providers of such materials and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

5.2. Limited License. Subject to your compliance with these Terms, the Company grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Service solely for your personal, non-commercial purposes. This license is granted for the use of the Service, not the underlying software, and does not grant you any rights, title, or interest in any of the Company's intellectual property.

5.3. User Content. Any information or materials you provide, upload, or input into the Service (“User Content”) remain your property. However, by providing User Content, you grant us a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, process, transmit, and display your User Content solely to the extent necessary to provide and improve the Service.

6.1. DISCLAIMER OF WARRANTIES. THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, THE COMPANY EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT ANY INFORMATION OBTAINED THROUGH THE SERVICE WILL BE ACCURATE OR RELIABLE.

6.2. LIMITATION OF LIABILITY. TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF PROFITS, LOSS OF DATA, BUSINESS INTERRUPTION, COST OF SUBSTITUTE SERVICES, OR ANY OTHER SIMILAR DAMAGES, ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR YOUR USE OF (OR INABILITY TO USE) THE SERVICE, REGARDLESS OF THE THEORY OF LIABILITY (CONTRACT, TORT, OR OTHERWISE), EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

THE COMPANY'S AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR IN CONNECTION WITH THESE TERMS OR THE SERVICE SHALL IN NO EVENT EXCEED FIFTY U.S. DOLLARS ($50.00).

These limitations do not apply to liability arising from the Company's gross negligence, willful misconduct, or fraud.

You agree to defend, indemnify, and hold harmless the Company, its affiliates, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses, including, without limitation, reasonable attorneys' fees, arising out of or in any way connected with: (a) your access to or use of the Service; (b) your violation of these Terms; (c) your violation of any third-party right, including any intellectual property right; or (d) your violation of any applicable laws, rules, or regulations.

8.1. Governing Law. These Terms and any disputes arising from them shall be governed by and construed in accordance with the laws of the State of Wyoming, USA, without regard to its conflict of law principles.

8.2. Jurisdiction and Venue. Any legal action or proceeding related to these Terms shall be brought exclusively in the state or federal courts located in Sheridan County, Wyoming. You irrevocably consent to the exclusive jurisdiction and venue of these courts and waive any objection to the convenience of the forum.

9.1. Entire Agreement. These Terms, together with the Privacy Policy, constitute the entire and exclusive agreement between you and the Company regarding the Service and supersede all prior or contemporaneous oral or written understandings.

9.2. Severability. If any provision of these Terms is held to be invalid or unenforceable, that provision will be modified and interpreted to accomplish the objectives of the original provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

9.3. Changes. We reserve the right, in our sole discretion, to modify or replace these Terms at any time. We will notify you of any material changes by posting the updated Terms on the Site. Your continued use of the Service after such changes constitutes your acceptance of the new Terms.

9.4. Waiver. The failure of the Company to enforce any right or provision of these Terms will not be considered a waiver of such right or provision.